La Ley Bitcoin en El Salvador: un análisis integral sobre su diseño, implementación e impacto socioeconómico
DOI:
https://doi.org/10.5281/zenodo.15232884Palabras clave:
Bitcoin, criptomonedas, regulaciones, revisión sistemáticaResumen
La adopción de criptomonedas como herramienta financiera y económica en El Salvador marcó un hito innovador en Latinoamérica, destacando al país como pionero en avance financiero. Sin embargo, desde su implementación en 2021, la Ley Bitcoin ha generado debates sobre sus implicaciones económicas y sociales. Por ello, el objetivo de esta investigación fue analizar la Ley Bitcoin en El Salvador desde su diseño, implementación e impacto socioeconómico. Para lograrlo, se llevó a cabo una revisión sistemática siguiendo los lineamientos del método PRISMA, que abarcó 40 publicaciones analizadas desde una perspectiva cuanti-cualitativa. Este análisis se basó en postulados jurídicos, económicos, sociales, tecnológicos y de innovación. En este contexto, el estudio reveló que la Ley Bitcoin necesita un marco jurídico que armonice la innovación financiera con la prevención de prácticas ilícitas relacionadas con las criptomonedas. Desde una perspectiva económica, la ley aporta beneficios significativos en la modernización y reducción de costos en remesas. Sin embargo, para optimizar su impacto, es fundamental implementar programas de educación financiera que promuevan el uso responsable de estas criptomonedas. Además, el gobierno debe priorizar el abordaje del impacto ambiental de la minería y desarrollar soluciones sostenibles.
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